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David Jones
United States
Приєднався 29 сер 2011
These videos are designed to help educate the homeowner, HVAC technicians, and NATE exam students.
If you have any questions about any of our videos please comment below the video or email me: David@DavidJonesAC.com
** Only a licensed electrician or HVAC technician, should perform what is done in our videos. We are not responsible for any injury as a result of attempting the advice given in our videos.
If you have any questions about any of our videos please comment below the video or email me: David@DavidJonesAC.com
** Only a licensed electrician or HVAC technician, should perform what is done in our videos. We are not responsible for any injury as a result of attempting the advice given in our videos.
Small Biz Millionaire Ep. 12: Business Insurances
4.What type of business insurance do I need?
Whether we are talking about the plumbers, electricians, auto mechanics, landscapers, painters, this lesson covers all facets of business.
The main reason you want insurance is to protect yourself, and the definition of insurance in a simple term, it's really nothing but “the transfer of liability.”
What does transfer of liability really mean?
That means, if my employees get into an accident, If my building burns down, if I hurt myself,
something happens, an auto accident, my insurance will take care of it.
Business Insurance:
How much do I need? And what kind do I need?
1. Workers compensation.
I recommend that you get workers comp the minute you hire your first employee because most people have individual health insurance or accident Insurance on themselves, especially
if you're married and you've got kids. But when you start getting employees, now you have to protect them.
I've got a payroll service and every week they would take out the taxes, it took out the workers comp, and they took out the next one:
2. General liability
Let's say you're working in a customer's house and you're dragging, you’re an electrician,
you're filling a wire, or you're an AC guy and you're pulling some flex, you accidentally step on it,
water line for instance, or step through the salient and cause major damage, water being the worst one - and it Floods the whole house, your general liability policy should cover that.
Always read the fine print. You want to know your deductible and what it covers and what it doesn't cover.
3. Commercial auto.
You want to deal with a reputable company in commercial auto. When you hire a new employee,
1. Run their Drivers License
2. Keep track of the people you're hiring (they will enter people's homes)
Also you as the owner, you want a minimum of $500,000 of liability on each policy. Make sure the policy covers each vehicle that you have. Also you want $100,000 accident - per person that's involved in the accident.
4. Inland Marine:
This insurance covers your tools that may be stolen, if you can't pull your trucks inside your shop and lock them up, or if you're in a nice secure, fenced-in area.
You have to keep the serial number, so each time I would buy a piece of equipment,
I would lay it on a table, I would take a picture of the piece of equipment,
and I'm going to take a picture of the serial number.
I'd put those together, staple them, and put them in a file.
And I'd actually number what truck it was supposed to be on, every once in a while I'd go out there and I’d make sure the guys didn't swap one tool for another around of their trucks.
I only got broken in to two times in 25 years.
5. Property insurance.
The property insurance really to a large degree if someone comes on your property and gets hurt,
it's kind of like another liability policy.
6. Umbrella policy: I would extremely impress upon all owners out there to get an umbrella policy. I would recommend at least two million dollars this day and time, that's so if you get sued,
they can't attack your company. Now your insurance company, your property insurance
and all your contents insurance will cover if it happens on the property, but this is if it happens off the property.
So if you get sued, your umbrella policy will kick in and they will get the attorneys to defend you,
because they don't want to write a check for two million dollars, I can promise you that. They'd rather spend a couple hundred thousand dollars on an attorney. But the biggest thing, it protects you from your personal assets getting attacked, your business assets, and personally.
7. Fire Insurance: That's the insurance that is for inside of your building that will protect your inventory, your computer's, your furniture.
You want to make sure that if you have a fire it's going to protect you with all your interior,
but also you need an insurance, and it usually is tied to the fire insurance, is if you’ve lost revenue.
8. Commercial property insurance:
For your building, for your land, it’s just to cover you in the event there's a catastrophic event.
Hurricanes, flooding, things like that.
The best thing I would recommend is that you stick to a good insurance company.
I would also recommend getting three quotes, take the policies on them side-by-side, compare apples to apples as they say, and make sure you're getting what you're paying for.
Thank you for watching,
David
Whether we are talking about the plumbers, electricians, auto mechanics, landscapers, painters, this lesson covers all facets of business.
The main reason you want insurance is to protect yourself, and the definition of insurance in a simple term, it's really nothing but “the transfer of liability.”
What does transfer of liability really mean?
That means, if my employees get into an accident, If my building burns down, if I hurt myself,
something happens, an auto accident, my insurance will take care of it.
Business Insurance:
How much do I need? And what kind do I need?
1. Workers compensation.
I recommend that you get workers comp the minute you hire your first employee because most people have individual health insurance or accident Insurance on themselves, especially
if you're married and you've got kids. But when you start getting employees, now you have to protect them.
I've got a payroll service and every week they would take out the taxes, it took out the workers comp, and they took out the next one:
2. General liability
Let's say you're working in a customer's house and you're dragging, you’re an electrician,
you're filling a wire, or you're an AC guy and you're pulling some flex, you accidentally step on it,
water line for instance, or step through the salient and cause major damage, water being the worst one - and it Floods the whole house, your general liability policy should cover that.
Always read the fine print. You want to know your deductible and what it covers and what it doesn't cover.
3. Commercial auto.
You want to deal with a reputable company in commercial auto. When you hire a new employee,
1. Run their Drivers License
2. Keep track of the people you're hiring (they will enter people's homes)
Also you as the owner, you want a minimum of $500,000 of liability on each policy. Make sure the policy covers each vehicle that you have. Also you want $100,000 accident - per person that's involved in the accident.
4. Inland Marine:
This insurance covers your tools that may be stolen, if you can't pull your trucks inside your shop and lock them up, or if you're in a nice secure, fenced-in area.
You have to keep the serial number, so each time I would buy a piece of equipment,
I would lay it on a table, I would take a picture of the piece of equipment,
and I'm going to take a picture of the serial number.
I'd put those together, staple them, and put them in a file.
And I'd actually number what truck it was supposed to be on, every once in a while I'd go out there and I’d make sure the guys didn't swap one tool for another around of their trucks.
I only got broken in to two times in 25 years.
5. Property insurance.
The property insurance really to a large degree if someone comes on your property and gets hurt,
it's kind of like another liability policy.
6. Umbrella policy: I would extremely impress upon all owners out there to get an umbrella policy. I would recommend at least two million dollars this day and time, that's so if you get sued,
they can't attack your company. Now your insurance company, your property insurance
and all your contents insurance will cover if it happens on the property, but this is if it happens off the property.
So if you get sued, your umbrella policy will kick in and they will get the attorneys to defend you,
because they don't want to write a check for two million dollars, I can promise you that. They'd rather spend a couple hundred thousand dollars on an attorney. But the biggest thing, it protects you from your personal assets getting attacked, your business assets, and personally.
7. Fire Insurance: That's the insurance that is for inside of your building that will protect your inventory, your computer's, your furniture.
You want to make sure that if you have a fire it's going to protect you with all your interior,
but also you need an insurance, and it usually is tied to the fire insurance, is if you’ve lost revenue.
8. Commercial property insurance:
For your building, for your land, it’s just to cover you in the event there's a catastrophic event.
Hurricanes, flooding, things like that.
The best thing I would recommend is that you stick to a good insurance company.
I would also recommend getting three quotes, take the policies on them side-by-side, compare apples to apples as they say, and make sure you're getting what you're paying for.
Thank you for watching,
David
Переглядів: 16 136
Відео
Small Biz Millionaire Ep. 11: Compound Interest
Переглядів 8673 роки тому
Today I want to talk about compound interest, because I ask people all the time, I say you know what compound interest is? They have no idea. One thing that you need to understand about compound interest, when you put money into a bank that pays compound interest. You make money on the interest- they roll the dividends back into your account, and not only are you making money on the principal, ...
Small Biz Millionaire Ep. 10: Personal Insurance
Переглядів 6323 роки тому
Your business insurance has to be tailored to the business that you have. Your personal life also has to be tailored, your insurances have to be tailored to your life. The number one thing about insurances is: it's a transfer of liability. What you're trying to do is protect yourself, your family, and your employees, by taking care of yourself. When you're in business, you are a big target, you...
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Переглядів 7103 роки тому
Today I want to talk about office manager, and the traits that a good office manager needs. Now this video is really for small businesses, like the auto mechanics or the plumbers, the AC guys, the electrician's, any company that has a lot of moving parts. Character Traits of a Good Office Manager: 1️⃣ Strong leadership skills She has to be able to have tough skin sometimes and also make the bad...
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Переглядів 6913 роки тому
As a business owner, you have to understand the language of money. One thing an owner has to have though is economic responsibility. You have to really understand money and you have to understand where it goes. 1. Business Account: First thing you want to do is you want to put your money into a business account, all your revenue goes into one account. Revenue comes from your services, what you ...
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Переглядів 7273 роки тому
Language of money. The language of money is probably the most important language that you really can learn. And that's in business and that's in personal. Today I just want to talk about, I printed off about 17-18 different terms and I just figured these are some of the top terms that you need, but this is just the start guys. #1: Accounting: Accounting is something that you do, you keep track ...
Small Biz Millionaire Ep. 6: Website
Переглядів 6403 роки тому
Folks today I want to talk about websites, and the importance of websites. Here are the steps: 1. Have one. You have to. In today's Internet, phone carrying world, if you don't have a website, you can't be found. You will be lost in the shuffle, and you will not make it in business. 2. Concept of Website. You need to have an inspiration of what it is that you're looking for in your website. Tak...
Small Biz Millionaire Ep. 5: Social Media
Переглядів 6283 роки тому
Folks what I want to talk about today is social media. 1️⃣ Facebook. 2.32 billion users monthly, you can do everything you want on Facebook. You can market, you can advertise, you can sell things, you can keep up with your customers, you can send videos, you can do anything you want to keep up with your family, Facebook is huge out there, it is actually the biggest platform that grabs the bigge...
Small Biz Millionaire Ep. 4: Inventory
Переглядів 8123 роки тому
Today, I want to talk about something important: You want to always be cautious about spending money. I always have that mindset of how much something costs and how much you actually need, because the way the vendors work, if you pay on time and you’re buying a decent amount of material, they have what they call "different Matrix’s". Everybody doesn't get the exact same price. What they do is t...
Small Biz Millionaire Ep. 3: Investments & Accounts
Переглядів 9013 роки тому
Today's Topic: Capital Investment. I personally started out as small as possible, and when I first started business I went out and I worked very hard and I took all my money that I started with and I just tried my best to turn it over. I lived very frugally myself personally, with my family until I got the business going. So nowadays with the equipment and tools you're going to probably need at...
Small Biz Millionaire Ep. 2: Business Licensure & Identification
Переглядів 1 тис.3 роки тому
The next several videos I'm going to do are going to be on Small Business Millionaires, and what does that mean? That’s any blue collared trade out there. •plumbers, •electricians, •auto mechanics, •small factories, •HVAC, •anyone that literally works with their hands. Our society is growing at a pace that's never been really known in the United States and all these skills are really desirable....
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Переглядів 1,5 тис.3 роки тому
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Переглядів 39 тис.3 роки тому
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Переглядів 2,9 тис.3 роки тому
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Переглядів 3,7 тис.3 роки тому
In this video I'll cover the basics of installing the most common home light switch. It's not an incredibly complicated process, but there are a few key things you should know before you do this yourself. This is a great educational video for the average homeowner and beginning electrician to understand basic home wiring. For any questions, please comment below! Thanks for watching! - David Dav...
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Simple and well explained👍
Screams for a UV-C.
You rock! So informative I have a goodman furnace and compressor Makes the loud buzzing sound while running. There are a few within a few blocks of my home snd they seem loud too. One if my friends said goodmans are notoriously loud. Is that true. Its about 72-78 db Working well and cooling the home Should I swap out contact or just leave it? And bad capacitor wouldn’t make the buzzing sound right? Keep up the great work my friend!
THATS A GOOD THING NOT A BAD THING IF ITS DRY AND NOT SWEATING ITS BAD
I watched this because I happened to find one outside and thought about using it for a practice dummy grenade.
Do I need to make sure the system is turned off before pouring water in?
Is the heater total scrap after this happens ? My heater is on warranty and they say they can’t fix it.
Mine is all empty. How do I confirm year and model
Can’t believe not much comments and like on this series
Where can I buy this thermostat
My house has a 5 ton unit and the return grill is 20x25 , so I need to add one more grill correct?
Hi trying to fix a hot room , I changed the grill to same you showed , do I need to go from 5 to 6 flex in that room to cool it down more ? Is coming from a triangle at the end of the ductwork line box 2 5 inch line on each side to 4 vents 2 bedroom , small bathroom and one in dining room area , this one room is the one hot , no leaks
So will both style breakers fit that panel?
Awesome video. Thank you!!
Super helpful! It made a complete difference. Thank you.
I was in at Incerlik Air Base Turkey in 1992 or 93. We hadd a temporary office on the flight line, next to a Tab-Vee or HAS (hardened aircraft shelter). The building we used was a smaller version of the Tab-V, a hardened fire truck shelter. Walls 3 feet thick, hardened with who knows what. It could withstand a near miss of pretty much any bomb, that wasn’t in the nuclear family. That building was wired for480v 4 phase power. No outlets. Just the 4 phase plug to plug the fire truck into. I’m guessing here. I know why the HAS would need 4 phase, for aircraft power. But this was a mystery. We needed to power some equipment. Charge our radios, run our test equipment, yada yada… We had one guy step up and say, “I can make it work. I’ll take one leg of that power, run it out to a junction box. 120v. Jobs done. No sweat. But it was very hot and humid in the Turkish desert. So there was a lot of sweating 😅 So I’m standing there watching him closely. I just want to see what he does. So the power comes into the building through the wall, about chest high. It runs into a 1 ft tall by 2 ft wide by 1 ft deep junction box. The safety cover opens from the top, is hinged at the bottom. With a built in stop that makes it stick strait out 90° from the wall. Pretty simple on the inside. Each phase comes in, has a connection that looks really strange where it brings them all together. It just doesn’t make s Any sense, and Mike lets out a WTF? So he pulls out his meter. This is Turkey, they may have their own ideas how to do things. So he is checking each line. Checking from ground (the metal shelf the door made make a handy meter stand and ground. 440, 440, 440, 440, on each leg. Wtf? He re asses it, thinks about it. “Ah… they must be doing such and such to…” I stopped listening to him at that point. “Uh, Mike, you are really sweating. Its running down your hand onto that test lead. Maybe you should dry off…” at that point he got stuck. He stood there getting zapped and couldn’t let go. He was humming. I knew what was happening and body checked him to the floor. Everyone was stunned. “Bob, wtf? Why you do that to Mike? He’s going to kick your ass now” dude was a Tae Kwon Do instructor. A very fit 275 pound man. He gets up, flexes a bit like the hulk. And says, “Thanks Bob. We wont talk about this? Its our secret?” I said, “sure” I saw him again almost ten years later in Korea. He didn’t recognize me. So I began to tell the story. As soon as I got the the part about 4 phase power coming in our office… He said, “BOB! Yeah! I remember you now! Dont tell that story. I’ve already heard it, and that story pisses me of.” All the guys sitting around said, “yeah, he hates hearing stupid stories, especially once he heard them again. I’m banned from telling the Quasimodo joke around him. Later, in the truck, that same guy started telling the joke when Mike was not around. Mike got in the truck a few minutes later and just gave him such a stink eye. When he finished we all laughed. Not so much at the Joke, but at Mikes face. And then the guy said, “W-W-When did you get here?” Mike, “Dont you worry about that. You’ll be target dummy for a little bit. I need some practice”
Okay 👌🏻 how do you can it ???
What you have is a break, not a short.
Thank you guy.. it’s about time someone post the right engineered design from a HVAC contractor, i am one also, sick in tired of going on jobs and seeing miss installations by piping size, thank you again… i liked to give thanks to being taught by my brother in law , who literally the best for sizing all aspects , residential, commercial, industrial.. we did it all
thanks for the help! 1st year apprentice here and this definitely helped me. Appreciate the video
You will end up hurting yourself
Ok I don't have air returns in my 2nd floor rooms and I want to replace my supply ducts aswell so do I make the return and supply both 7 inch flex which is what is on the supply in 1 room now?
Just wondering about the cleaner that you used. Is it safe to use? Environmentally friendly? Is it going to damage any vegetation or veggie garden that may be nearby?
Did ya just say make sure I’m a licensed electrician? Really? Still, thanks for video. Looks like mine is the QO. No other markings
Awesome!
Bro…l..68 is sweltering. I live in Louisiana. 60 is my happy place
And
So my ac since 1996 and still working
so does it negatively effect the inside components when spraying from outside into the unit?
Does this work?
He purged the hoses but not the manifold.
That’s very obvious, the things you should be pointing out are the +6%, +5% etc… and knowing if it makes a difference whether it effects anything.
What’s the chemical solution to clean it?
I see one major error with this purging. You purged the hose but not the manifold vavle body itself. I always purge from tank out to liquid and vapor hose just before connecting to service valves. Note: there is voids in manifold body that can contain many different foreign materials If I'm wrong, please explain and will take post down👍
Made the mistake of connecting the common wire to the B terminal thinking it meant blue for B , but instead it meant black for ground ?
So are they very very dirty still?
This is wrong, those leads are supposed to be pigtailed with the line coming from the breaker and then connected to the lugs on the disconnect
Whose evaporation coil? Mine?
Great video I’m a new member In my situation I have a black wire tha you don’t have that goes to C terminal, what’s that one for?
Satire right?????
The lesson was so good I didn’t realize it was upside down until the end 😂
I love the part (probably wasn't intentional) it's like driving down the road with a mask on 😂😂😂
This may be a dumb question. Does the main need to be off when connecting the wire to the rod? The wire has come out of the harness. Thank you.
So your saying that if your thermostat goes bad and you haven't had any way to get another in an emergency situation all you have to do is wire three wires together for the cold to turn on ?????????really .really ..
Mr Jones you most definitely have saved more than a few lives helping people that are at risk of dying from heat stroke and heart failure ..im out of words and so very very greatful for you coming across this WAS NO ACCIDENT .. ..the lord works in mysterious ways indeed... God bless you and all you do ..ima start crying
Thank you your an answered prayer my moms thermostat had been not properly fixed to the wall and got yanked off by bumping against it and she has been struggling with out ac for a few weeks now shes 78yrs old and we cannot afford a professional to come and do this ive been reading everything I can to learn to wire this pro 1.t701 and get it working i don't know what id do if she has a serious deadly irreparable health issue because of the heat thankyou thankyou thankyou thankyou. ❤i do have questions. ....
what size crane was used in this job?
Thanks for the video
The windings can test good , but the mechnical aspects can be bad making the compressor bad.
Federal fire starters, Lol.